LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,347
−HK$8,550/mo
▼ 0.25% · 3.875%
HK$140,588
−HK$4,309/mo
Today · 4.125%
HK$144,897
baseline
▲ 0.50% · 4.625%
HK$153,714
+HK$8,817/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$289,794/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,685
−HK$8,195/mo
▼ 0.25% · 3.875%
HK$155,753
−HK$4,127/mo
Today · 4.125%
HK$159,880
baseline
▲ 0.50% · 4.625%
HK$168,308
+HK$8,428/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$319,760/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,617
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$168,706
−HK$5,171/mo
Today · 4.125%
HK$173,877
baseline
▲ 0.50% · 4.625%
HK$184,457
+HK$10,580/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$347,754/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,022
−HK$9,834/mo
▼ 0.25% · 3.875%
HK$186,904
−HK$4,952/mo
Today · 4.125%
HK$191,856
baseline
▲ 0.50% · 4.625%
HK$201,969
+HK$10,113/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$383,712/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,886
−HK$11,970/mo
▼ 0.25% · 3.875%
HK$196,824
−HK$6,032/mo
Today · 4.125%
HK$202,856
baseline
▲ 0.50% · 4.625%
HK$215,200
+HK$12,344/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$405,712/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,359
−HK$11,473/mo
▼ 0.25% · 3.875%
HK$218,054
−HK$5,778/mo
Today · 4.125%
HK$223,832
baseline
▲ 0.50% · 4.625%
HK$235,631
+HK$11,799/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$447,664/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,425
−HK$15,390/mo
▼ 0.25% · 3.875%
HK$253,059
−HK$7,756/mo
Today · 4.125%
HK$260,815
baseline
▲ 0.50% · 4.625%
HK$276,685
+HK$15,870/mo
Deposit HK$5.98M · loan HK$53.82M · min. income ≈ HK$521,630/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,033
−HK$14,751/mo
▼ 0.25% · 3.875%
HK$280,356
−HK$7,428/mo
Today · 4.125%
HK$287,784
baseline
▲ 0.50% · 4.625%
HK$302,954
+HK$15,170/mo
Deposit HK$5.98M · loan HK$53.82M · min. income ≈ HK$575,568/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,276 · Scale 2, in force from 26 Feb 2026)