LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,356
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$140,598
−HK$4,309/mo
Today · 4.125%
HK$144,907
baseline
▲ 0.50% · 4.625%
HK$153,724
+HK$8,817/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$289,814/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,695
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$155,763
−HK$4,128/mo
Today · 4.125%
HK$159,891
baseline
▲ 0.50% · 4.625%
HK$168,319
+HK$8,428/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$319,782/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,628
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$168,717
−HK$5,172/mo
Today · 4.125%
HK$173,889
baseline
▲ 0.50% · 4.625%
HK$184,469
+HK$10,580/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$347,778/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,034
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$186,916
−HK$4,953/mo
Today · 4.125%
HK$191,869
baseline
▲ 0.50% · 4.625%
HK$201,983
+HK$10,114/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$383,738/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,899
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$196,837
−HK$6,033/mo
Today · 4.125%
HK$202,870
baseline
▲ 0.50% · 4.625%
HK$215,214
+HK$12,344/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$405,740/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,373
−HK$11,474/mo
▼ 0.25% · 3.875%
HK$218,069
−HK$5,778/mo
Today · 4.125%
HK$223,847
baseline
▲ 0.50% · 4.625%
HK$235,646
+HK$11,799/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$447,694/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,441
−HK$15,392/mo
▼ 0.25% · 3.875%
HK$253,076
−HK$7,757/mo
Today · 4.125%
HK$260,833
baseline
▲ 0.50% · 4.625%
HK$276,704
+HK$15,871/mo
Deposit HK$5.98M · loan HK$53.82M · min. income ≈ HK$521,666/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,051
−HK$14,752/mo
▼ 0.25% · 3.875%
HK$280,374
−HK$7,429/mo
Today · 4.125%
HK$287,803
baseline
▲ 0.50% · 4.625%
HK$302,974
+HK$15,171/mo
Deposit HK$5.98M · loan HK$53.82M · min. income ≈ HK$575,606/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,445 · Scale 2, in force from 26 Feb 2026)