LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,636
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,060
−HK$431/mo
Today · 4.125%
HK$14,491
baseline
▲ 0.50% · 4.625%
HK$15,373
+HK$882/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,982/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,170
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,577
−HK$413/mo
Today · 4.125%
HK$15,990
baseline
▲ 0.50% · 4.625%
HK$16,832
+HK$842/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,980/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,363
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,872
−HK$517/mo
Today · 4.125%
HK$17,389
baseline
▲ 0.50% · 4.625%
HK$18,448
+HK$1,059/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,778/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,204
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,692
−HK$496/mo
Today · 4.125%
HK$19,188
baseline
▲ 0.50% · 4.625%
HK$20,199
+HK$1,011/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,376/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,091
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$604/mo
Today · 4.125%
HK$20,288
baseline
▲ 0.50% · 4.625%
HK$21,522
+HK$1,234/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$40,576/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,238
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,808
−HK$577/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,180/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,545
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$775/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,671
+HK$1,587/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,038
−HK$743/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,298
+HK$1,517/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,552 · Scale 2, in force from 26 Feb 2026)