LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,374
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,616
−HK$4,310/mo
Today · 4.125%
HK$144,926
baseline
▲ 0.50% · 4.625%
HK$153,744
+HK$8,818/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$289,852/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,715
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$155,783
−HK$4,128/mo
Today · 4.125%
HK$159,911
baseline
▲ 0.50% · 4.625%
HK$168,340
+HK$8,429/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$319,822/mo (50% DSR)
Upfront cash ≈ HK$32.44M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,649
−HK$10,262/mo
▼ 0.25% · 3.875%
HK$168,739
−HK$5,172/mo
Today · 4.125%
HK$173,911
baseline
▲ 0.50% · 4.625%
HK$184,493
+HK$10,582/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$347,822/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,057
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$186,940
−HK$4,953/mo
Today · 4.125%
HK$191,893
baseline
▲ 0.50% · 4.625%
HK$202,008
+HK$10,115/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$383,786/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,923
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,862
−HK$6,034/mo
Today · 4.125%
HK$202,896
baseline
▲ 0.50% · 4.625%
HK$215,242
+HK$12,346/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$405,792/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,400
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$218,097
−HK$5,779/mo
Today · 4.125%
HK$223,876
baseline
▲ 0.50% · 4.625%
HK$235,676
+HK$11,800/mo
Deposit HK$17.94M · loan HK$41.86M · min. income ≈ HK$447,752/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,473
−HK$15,393/mo
▼ 0.25% · 3.875%
HK$253,108
−HK$7,758/mo
Today · 4.125%
HK$260,866
baseline
▲ 0.50% · 4.625%
HK$276,739
+HK$15,873/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$521,732/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,086
−HK$14,754/mo
▼ 0.25% · 3.875%
HK$280,410
−HK$7,430/mo
Today · 4.125%
HK$287,840
baseline
▲ 0.50% · 4.625%
HK$303,013
+HK$15,173/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$575,680/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,770 · Scale 2, in force from 26 Feb 2026)