LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,378
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,620
−HK$4,310/mo
Today · 4.125%
HK$144,930
baseline
▲ 0.50% · 4.625%
HK$153,748
+HK$8,818/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$289,860/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,719
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,788
−HK$4,128/mo
Today · 4.125%
HK$159,916
baseline
▲ 0.50% · 4.625%
HK$168,345
+HK$8,429/mo
Deposit HK$29.90M · loan HK$29.90M · min. income ≈ HK$319,832/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,653
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,744
−HK$5,172/mo
Today · 4.125%
HK$173,916
baseline
▲ 0.50% · 4.625%
HK$184,498
+HK$10,582/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$347,832/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,062
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,945
−HK$4,954/mo
Today · 4.125%
HK$191,899
baseline
▲ 0.50% · 4.625%
HK$202,014
+HK$10,115/mo
Deposit HK$23.92M · loan HK$35.88M · min. income ≈ HK$383,798/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,929
−HK$11,973/mo
▼ 0.25% · 3.875%
HK$196,868
−HK$6,034/mo
Today · 4.125%
HK$202,902
baseline
▲ 0.50% · 4.625%
HK$215,248
+HK$12,346/mo
Deposit HK$17.94M · loan HK$41.87M · min. income ≈ HK$405,804/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,406
−HK$11,476/mo
▼ 0.25% · 3.875%
HK$218,103
−HK$5,779/mo
Today · 4.125%
HK$223,882
baseline
▲ 0.50% · 4.625%
HK$235,683
+HK$11,801/mo
Deposit HK$17.94M · loan HK$41.87M · min. income ≈ HK$447,764/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,480
−HK$15,393/mo
▼ 0.25% · 3.875%
HK$253,115
−HK$7,758/mo
Today · 4.125%
HK$260,873
baseline
▲ 0.50% · 4.625%
HK$276,747
+HK$15,874/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$521,746/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,094
−HK$14,754/mo
▼ 0.25% · 3.875%
HK$280,418
−HK$7,430/mo
Today · 4.125%
HK$287,848
baseline
▲ 0.50% · 4.625%
HK$303,021
+HK$15,173/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$575,696/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,541,841 · Scale 2, in force from 26 Feb 2026)