LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,390
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$140,633
−HK$4,310/mo
Today · 4.125%
HK$144,943
baseline
▲ 0.50% · 4.625%
HK$153,763
+HK$8,820/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$289,886/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,733
−HK$8,198/mo
▼ 0.25% · 3.875%
HK$155,802
−HK$4,129/mo
Today · 4.125%
HK$159,931
baseline
▲ 0.50% · 4.625%
HK$168,361
+HK$8,430/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$319,862/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,668
−HK$10,264/mo
▼ 0.25% · 3.875%
HK$168,759
−HK$5,173/mo
Today · 4.125%
HK$173,932
baseline
▲ 0.50% · 4.625%
HK$184,515
+HK$10,583/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$347,864/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,080
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,963
−HK$4,954/mo
Today · 4.125%
HK$191,917
baseline
▲ 0.50% · 4.625%
HK$202,033
+HK$10,116/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$383,834/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,947
−HK$11,974/mo
▼ 0.25% · 3.875%
HK$196,886
−HK$6,035/mo
Today · 4.125%
HK$202,921
baseline
▲ 0.50% · 4.625%
HK$215,268
+HK$12,347/mo
Deposit HK$17.94M · loan HK$41.87M · min. income ≈ HK$405,842/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,426
−HK$11,477/mo
▼ 0.25% · 3.875%
HK$218,123
−HK$5,780/mo
Today · 4.125%
HK$223,903
baseline
▲ 0.50% · 4.625%
HK$235,705
+HK$11,802/mo
Deposit HK$17.94M · loan HK$41.87M · min. income ≈ HK$447,806/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,503
−HK$15,395/mo
▼ 0.25% · 3.875%
HK$253,139
−HK$7,759/mo
Today · 4.125%
HK$260,898
baseline
▲ 0.50% · 4.625%
HK$276,773
+HK$15,875/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$521,796/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,119
−HK$14,756/mo
▼ 0.25% · 3.875%
HK$280,444
−HK$7,431/mo
Today · 4.125%
HK$287,875
baseline
▲ 0.50% · 4.625%
HK$303,049
+HK$15,174/mo
Deposit HK$5.98M · loan HK$53.83M · min. income ≈ HK$575,750/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,079 · Scale 2, in force from 26 Feb 2026)