LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,639
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,064
−HK$431/mo
Today · 4.125%
HK$14,495
baseline
▲ 0.50% · 4.625%
HK$15,377
+HK$882/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,990/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,174
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,581
−HK$412/mo
Today · 4.125%
HK$15,993
baseline
▲ 0.50% · 4.625%
HK$16,836
+HK$843/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,986/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,367
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,876
−HK$518/mo
Today · 4.125%
HK$17,394
baseline
▲ 0.50% · 4.625%
HK$18,452
+HK$1,058/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,788/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,208
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,697
−HK$495/mo
Today · 4.125%
HK$19,192
baseline
▲ 0.50% · 4.625%
HK$20,204
+HK$1,012/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,384/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,095
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$603/mo
Today · 4.125%
HK$20,292
baseline
▲ 0.50% · 4.625%
HK$21,527
+HK$1,235/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$40,584/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,243
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$578/mo
Today · 4.125%
HK$22,391
baseline
▲ 0.50% · 4.625%
HK$23,571
+HK$1,180/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$44,782/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$776/mo
Today · 4.125%
HK$26,090
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,588/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,180/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,312
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$743/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,306
+HK$1,518/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,584 · Scale 2, in force from 26 Feb 2026)