LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,641
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,065
−HK$431/mo
Today · 4.125%
HK$14,496
baseline
▲ 0.50% · 4.625%
HK$15,379
+HK$883/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,992/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,176
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,583
−HK$412/mo
Today · 4.125%
HK$15,995
baseline
▲ 0.50% · 4.625%
HK$16,839
+HK$844/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,990/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,369
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,878
−HK$518/mo
Today · 4.125%
HK$17,396
baseline
▲ 0.50% · 4.625%
HK$18,454
+HK$1,058/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,792/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,211
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,699
−HK$495/mo
Today · 4.125%
HK$19,194
baseline
▲ 0.50% · 4.625%
HK$20,206
+HK$1,012/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,388/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,097
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,691
−HK$604/mo
Today · 4.125%
HK$20,295
baseline
▲ 0.50% · 4.625%
HK$21,530
+HK$1,235/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$40,590/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,246
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,816
−HK$578/mo
Today · 4.125%
HK$22,394
baseline
▲ 0.50% · 4.625%
HK$23,574
+HK$1,180/mo
Deposit HK$1.79M · loan HK$4.19M · min. income ≈ HK$44,788/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,318
−HK$776/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,681
+HK$1,587/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$743/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,309
+HK$1,517/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,601 · Scale 2, in force from 26 Feb 2026)