LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,412
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$140,655
−HK$4,311/mo
Today · 4.125%
HK$144,966
baseline
▲ 0.50% · 4.625%
HK$153,787
+HK$8,821/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$289,932/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,757
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,827
−HK$4,129/mo
Today · 4.125%
HK$159,956
baseline
▲ 0.50% · 4.625%
HK$168,388
+HK$8,432/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$319,912/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,695
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,786
−HK$5,174/mo
Today · 4.125%
HK$173,960
baseline
▲ 0.50% · 4.625%
HK$184,545
+HK$10,585/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$347,920/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,109
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,993
−HK$4,954/mo
Today · 4.125%
HK$191,947
baseline
▲ 0.50% · 4.625%
HK$202,065
+HK$10,118/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$383,894/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,977
−HK$11,976/mo
▼ 0.25% · 3.875%
HK$196,917
−HK$6,036/mo
Today · 4.125%
HK$202,953
baseline
▲ 0.50% · 4.625%
HK$215,302
+HK$12,349/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$405,906/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,460
−HK$11,478/mo
▼ 0.25% · 3.875%
HK$218,158
−HK$5,780/mo
Today · 4.125%
HK$223,938
baseline
▲ 0.50% · 4.625%
HK$235,743
+HK$11,805/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$447,876/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,542
−HK$15,397/mo
▼ 0.25% · 3.875%
HK$253,180
−HK$7,759/mo
Today · 4.125%
HK$260,939
baseline
▲ 0.50% · 4.625%
HK$276,817
+HK$15,878/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$521,878/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,163
−HK$14,758/mo
▼ 0.25% · 3.875%
HK$280,489
−HK$7,432/mo
Today · 4.125%
HK$287,921
baseline
▲ 0.50% · 4.625%
HK$303,098
+HK$15,177/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$575,842/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,484 · Scale 2, in force from 26 Feb 2026)