LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,414
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$140,657
−HK$4,311/mo
Today · 4.125%
HK$144,968
baseline
▲ 0.50% · 4.625%
HK$153,789
+HK$8,821/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$289,936/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,759
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,829
−HK$4,129/mo
Today · 4.125%
HK$159,958
baseline
▲ 0.50% · 4.625%
HK$168,389
+HK$8,431/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$319,916/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,696
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,788
−HK$5,173/mo
Today · 4.125%
HK$173,961
baseline
▲ 0.50% · 4.625%
HK$184,547
+HK$10,586/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$347,922/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,110
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$186,995
−HK$4,954/mo
Today · 4.125%
HK$191,949
baseline
▲ 0.50% · 4.625%
HK$202,067
+HK$10,118/mo
Deposit HK$23.93M · loan HK$35.89M · min. income ≈ HK$383,898/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,979
−HK$11,976/mo
▼ 0.25% · 3.875%
HK$196,920
−HK$6,035/mo
Today · 4.125%
HK$202,955
baseline
▲ 0.50% · 4.625%
HK$215,304
+HK$12,349/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$405,910/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,462
−HK$11,479/mo
▼ 0.25% · 3.875%
HK$218,160
−HK$5,781/mo
Today · 4.125%
HK$223,941
baseline
▲ 0.50% · 4.625%
HK$235,745
+HK$11,804/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$447,882/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,544
−HK$15,398/mo
▼ 0.25% · 3.875%
HK$253,182
−HK$7,760/mo
Today · 4.125%
HK$260,942
baseline
▲ 0.50% · 4.625%
HK$276,820
+HK$15,878/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$521,884/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,166
−HK$14,758/mo
▼ 0.25% · 3.875%
HK$280,492
−HK$7,432/mo
Today · 4.125%
HK$287,924
baseline
▲ 0.50% · 4.625%
HK$303,101
+HK$15,177/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$575,848/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,542,511 · Scale 2, in force from 26 Feb 2026)