LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,418
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$140,662
−HK$4,311/mo
Today · 4.125%
HK$144,973
baseline
▲ 0.50% · 4.625%
HK$153,794
+HK$8,821/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$289,946/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,764
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,834
−HK$4,129/mo
Today · 4.125%
HK$159,963
baseline
▲ 0.50% · 4.625%
HK$168,395
+HK$8,432/mo
Deposit HK$29.91M · loan HK$29.91M · min. income ≈ HK$319,926/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,702
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,794
−HK$5,173/mo
Today · 4.125%
HK$173,967
baseline
▲ 0.50% · 4.625%
HK$184,553
+HK$10,586/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$347,934/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,117
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$187,001
−HK$4,955/mo
Today · 4.125%
HK$191,956
baseline
▲ 0.50% · 4.625%
HK$202,074
+HK$10,118/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$383,912/mo (50% DSR)
Upfront cash ≈ HK$26.47M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,985
−HK$11,977/mo
▼ 0.25% · 3.875%
HK$196,926
−HK$6,036/mo
Today · 4.125%
HK$202,962
baseline
▲ 0.50% · 4.625%
HK$215,312
+HK$12,350/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$405,924/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,469
−HK$11,479/mo
▼ 0.25% · 3.875%
HK$218,168
−HK$5,780/mo
Today · 4.125%
HK$223,948
baseline
▲ 0.50% · 4.625%
HK$235,753
+HK$11,805/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$447,896/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,553
−HK$15,398/mo
▼ 0.25% · 3.875%
HK$253,191
−HK$7,760/mo
Today · 4.125%
HK$260,951
baseline
▲ 0.50% · 4.625%
HK$276,829
+HK$15,878/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$521,902/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,175
−HK$14,759/mo
▼ 0.25% · 3.875%
HK$280,501
−HK$7,433/mo
Today · 4.125%
HK$287,934
baseline
▲ 0.50% · 4.625%
HK$303,111
+HK$15,177/mo
Deposit HK$5.98M · loan HK$53.84M · min. income ≈ HK$575,868/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,542,596 · Scale 2, in force from 26 Feb 2026)