LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,439
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,683
−HK$4,312/mo
Today · 4.125%
HK$144,995
baseline
▲ 0.50% · 4.625%
HK$153,817
+HK$8,822/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$289,990/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,787
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,857
−HK$4,130/mo
Today · 4.125%
HK$159,987
baseline
▲ 0.50% · 4.625%
HK$168,420
+HK$8,433/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$319,974/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,726
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$168,819
−HK$5,174/mo
Today · 4.125%
HK$173,993
baseline
▲ 0.50% · 4.625%
HK$184,581
+HK$10,588/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$347,986/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,144
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$187,029
−HK$4,956/mo
Today · 4.125%
HK$191,985
baseline
▲ 0.50% · 4.625%
HK$202,104
+HK$10,119/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$383,970/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,014
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$196,956
−HK$6,036/mo
Today · 4.125%
HK$202,992
baseline
▲ 0.50% · 4.625%
HK$215,344
+HK$12,352/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$405,984/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,501
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$218,200
−HK$5,782/mo
Today · 4.125%
HK$223,982
baseline
▲ 0.50% · 4.625%
HK$235,788
+HK$11,806/mo
Deposit HK$17.95M · loan HK$41.88M · min. income ≈ HK$447,964/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,590
−HK$15,400/mo
▼ 0.25% · 3.875%
HK$253,229
−HK$7,761/mo
Today · 4.125%
HK$260,990
baseline
▲ 0.50% · 4.625%
HK$276,871
+HK$15,881/mo
Deposit HK$5.98M · loan HK$53.85M · min. income ≈ HK$521,980/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,216
−HK$14,761/mo
▼ 0.25% · 3.875%
HK$280,543
−HK$7,434/mo
Today · 4.125%
HK$287,977
baseline
▲ 0.50% · 4.625%
HK$303,157
+HK$15,180/mo
Deposit HK$5.98M · loan HK$53.85M · min. income ≈ HK$575,954/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,542,978 · Scale 2, in force from 26 Feb 2026)