LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,444
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,688
−HK$4,312/mo
Today · 4.125%
HK$145,000
baseline
▲ 0.50% · 4.625%
HK$153,823
+HK$8,823/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$290,000/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,793
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,864
−HK$4,129/mo
Today · 4.125%
HK$159,993
baseline
▲ 0.50% · 4.625%
HK$168,427
+HK$8,434/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$319,986/mo (50% DSR)
Upfront cash ≈ HK$32.46M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,733
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$168,826
−HK$5,174/mo
Today · 4.125%
HK$174,000
baseline
▲ 0.50% · 4.625%
HK$184,588
+HK$10,588/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$348,000/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,151
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$187,036
−HK$4,956/mo
Today · 4.125%
HK$191,992
baseline
▲ 0.50% · 4.625%
HK$202,112
+HK$10,120/mo
Deposit HK$23.93M · loan HK$35.90M · min. income ≈ HK$383,984/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,022
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$196,963
−HK$6,037/mo
Today · 4.125%
HK$203,000
baseline
▲ 0.50% · 4.625%
HK$215,352
+HK$12,352/mo
Deposit HK$17.95M · loan HK$41.89M · min. income ≈ HK$406,000/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,510
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$218,209
−HK$5,782/mo
Today · 4.125%
HK$223,991
baseline
▲ 0.50% · 4.625%
HK$235,798
+HK$11,807/mo
Deposit HK$17.95M · loan HK$41.89M · min. income ≈ HK$447,982/mo (50% DSR)
Upfront cash ≈ HK$20.49M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,599
−HK$15,401/mo
▼ 0.25% · 3.875%
HK$253,239
−HK$7,761/mo
Today · 4.125%
HK$261,000
baseline
▲ 0.50% · 4.625%
HK$276,882
+HK$15,882/mo
Deposit HK$5.98M · loan HK$53.85M · min. income ≈ HK$522,000/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,227
−HK$14,761/mo
▼ 0.25% · 3.875%
HK$280,554
−HK$7,434/mo
Today · 4.125%
HK$287,988
baseline
▲ 0.50% · 4.625%
HK$303,169
+HK$15,181/mo
Deposit HK$5.98M · loan HK$53.85M · min. income ≈ HK$575,976/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,543,079 · Scale 2, in force from 26 Feb 2026)