LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,645
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,069
−HK$431/mo
Today · 4.125%
HK$14,500
baseline
▲ 0.50% · 4.625%
HK$15,383
+HK$883/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$29,000/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,180
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,587
−HK$413/mo
Today · 4.125%
HK$16,000
baseline
▲ 0.50% · 4.625%
HK$16,843
+HK$843/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$32,000/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,374
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,883
−HK$517/mo
Today · 4.125%
HK$17,400
baseline
▲ 0.50% · 4.625%
HK$18,459
+HK$1,059/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,215
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,704
−HK$496/mo
Today · 4.125%
HK$19,200
baseline
▲ 0.50% · 4.625%
HK$20,212
+HK$1,012/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,400/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,103
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,697
−HK$603/mo
Today · 4.125%
HK$20,300
baseline
▲ 0.50% · 4.625%
HK$21,536
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,600/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,251
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,821
−HK$579/mo
Today · 4.125%
HK$22,400
baseline
▲ 0.50% · 4.625%
HK$23,580
+HK$1,180/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,800/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,560
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$777/mo
Today · 4.125%
HK$26,101
baseline
▲ 0.50% · 4.625%
HK$27,689
+HK$1,588/mo
Deposit HK$598K · loan HK$5.39M · min. income ≈ HK$52,202/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,323
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$743/mo
Today · 4.125%
HK$28,799
baseline
▲ 0.50% · 4.625%
HK$30,317
+HK$1,518/mo
Deposit HK$598K · loan HK$5.39M · min. income ≈ HK$57,598/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,637 · Scale 2, in force from 26 Feb 2026)