LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,646
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,070
−HK$432/mo
Today · 4.125%
HK$14,502
baseline
▲ 0.50% · 4.625%
HK$15,384
+HK$882/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$29,004/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,181
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,588
−HK$413/mo
Today · 4.125%
HK$16,001
baseline
▲ 0.50% · 4.625%
HK$16,845
+HK$844/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$32,002/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,375
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,885
−HK$517/mo
Today · 4.125%
HK$17,402
baseline
▲ 0.50% · 4.625%
HK$18,461
+HK$1,059/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,804/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,217
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$495/mo
Today · 4.125%
HK$19,201
baseline
▲ 0.50% · 4.625%
HK$20,214
+HK$1,013/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,402/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,104
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,699
−HK$603/mo
Today · 4.125%
HK$20,302
baseline
▲ 0.50% · 4.625%
HK$21,538
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,604/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,253
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,823
−HK$579/mo
Today · 4.125%
HK$22,402
baseline
▲ 0.50% · 4.625%
HK$23,582
+HK$1,180/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,804/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,327
−HK$776/mo
Today · 4.125%
HK$26,103
baseline
▲ 0.50% · 4.625%
HK$27,691
+HK$1,588/mo
Deposit HK$598K · loan HK$5.39M · min. income ≈ HK$52,206/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,326
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,059
−HK$743/mo
Today · 4.125%
HK$28,802
baseline
▲ 0.50% · 4.625%
HK$30,320
+HK$1,518/mo
Deposit HK$598K · loan HK$5.39M · min. income ≈ HK$57,604/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,649 · Scale 2, in force from 26 Feb 2026)