LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,465
−HK$8,558/mo
▼ 0.25% · 3.875%
HK$140,710
−HK$4,313/mo
Today · 4.125%
HK$145,023
baseline
▲ 0.50% · 4.625%
HK$153,847
+HK$8,824/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$290,046/mo (50% DSR)
Upfront cash ≈ HK$32.47M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,816
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$155,888
−HK$4,130/mo
Today · 4.125%
HK$160,018
baseline
▲ 0.50% · 4.625%
HK$168,453
+HK$8,435/mo
Deposit HK$29.92M · loan HK$29.92M · min. income ≈ HK$320,036/mo (50% DSR)
Upfront cash ≈ HK$32.47M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,758
−HK$10,269/mo
▼ 0.25% · 3.875%
HK$168,852
−HK$5,175/mo
Today · 4.125%
HK$174,027
baseline
▲ 0.50% · 4.625%
HK$184,617
+HK$10,590/mo
Deposit HK$23.94M · loan HK$35.91M · min. income ≈ HK$348,054/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,180
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$187,066
−HK$4,956/mo
Today · 4.125%
HK$192,022
baseline
▲ 0.50% · 4.625%
HK$202,144
+HK$10,122/mo
Deposit HK$23.94M · loan HK$35.91M · min. income ≈ HK$384,044/mo (50% DSR)
Upfront cash ≈ HK$26.48M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,051
−HK$11,981/mo
▼ 0.25% · 3.875%
HK$196,994
−HK$6,038/mo
Today · 4.125%
HK$203,032
baseline
▲ 0.50% · 4.625%
HK$215,386
+HK$12,354/mo
Deposit HK$17.95M · loan HK$41.89M · min. income ≈ HK$406,064/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,543
−HK$11,483/mo
▼ 0.25% · 3.875%
HK$218,243
−HK$5,783/mo
Today · 4.125%
HK$224,026
baseline
▲ 0.50% · 4.625%
HK$235,835
+HK$11,809/mo
Deposit HK$17.95M · loan HK$41.89M · min. income ≈ HK$448,052/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,638
−HK$15,403/mo
▼ 0.25% · 3.875%
HK$253,278
−HK$7,763/mo
Today · 4.125%
HK$261,041
baseline
▲ 0.50% · 4.625%
HK$276,925
+HK$15,884/mo
Deposit HK$5.98M · loan HK$53.86M · min. income ≈ HK$522,082/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,269
−HK$14,764/mo
▼ 0.25% · 3.875%
HK$280,598
−HK$7,435/mo
Today · 4.125%
HK$288,033
baseline
▲ 0.50% · 4.625%
HK$303,216
+HK$15,183/mo
Deposit HK$5.98M · loan HK$53.86M · min. income ≈ HK$576,066/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,543,476 · Scale 2, in force from 26 Feb 2026)