LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,650
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,074
−HK$432/mo
Today · 4.125%
HK$14,506
baseline
▲ 0.50% · 4.625%
HK$15,388
+HK$882/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$29,012/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,185
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,592
−HK$414/mo
Today · 4.125%
HK$16,006
baseline
▲ 0.50% · 4.625%
HK$16,849
+HK$843/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$32,012/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,380
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,889
−HK$518/mo
Today · 4.125%
HK$17,407
baseline
▲ 0.50% · 4.625%
HK$18,466
+HK$1,059/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,814/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,222
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,711
−HK$496/mo
Today · 4.125%
HK$19,207
baseline
▲ 0.50% · 4.625%
HK$20,219
+HK$1,012/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,414/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$604/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,544
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,259
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$579/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,181/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,334
−HK$776/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,699
+HK$1,589/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$744/mo
Today · 4.125%
HK$28,810
baseline
▲ 0.50% · 4.625%
HK$30,329
+HK$1,519/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,620/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,687 · Scale 2, in force from 26 Feb 2026)