LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,502
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$140,748
−HK$4,314/mo
Today · 4.125%
HK$145,062
baseline
▲ 0.50% · 4.625%
HK$153,888
+HK$8,826/mo
Deposit HK$29.93M · loan HK$29.93M · min. income ≈ HK$290,124/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,857
−HK$8,204/mo
▼ 0.25% · 3.875%
HK$155,930
−HK$4,131/mo
Today · 4.125%
HK$160,061
baseline
▲ 0.50% · 4.625%
HK$168,498
+HK$8,437/mo
Deposit HK$29.93M · loan HK$29.93M · min. income ≈ HK$320,122/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,802
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$168,897
−HK$5,177/mo
Today · 4.125%
HK$174,074
baseline
▲ 0.50% · 4.625%
HK$184,666
+HK$10,592/mo
Deposit HK$23.95M · loan HK$35.92M · min. income ≈ HK$348,148/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,228
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$187,116
−HK$4,958/mo
Today · 4.125%
HK$192,074
baseline
▲ 0.50% · 4.625%
HK$202,198
+HK$10,124/mo
Deposit HK$23.95M · loan HK$35.92M · min. income ≈ HK$384,148/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,103
−HK$11,983/mo
▼ 0.25% · 3.875%
HK$197,047
−HK$6,039/mo
Today · 4.125%
HK$203,086
baseline
▲ 0.50% · 4.625%
HK$215,444
+HK$12,358/mo
Deposit HK$17.96M · loan HK$41.90M · min. income ≈ HK$406,172/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,600
−HK$11,486/mo
▼ 0.25% · 3.875%
HK$218,302
−HK$5,784/mo
Today · 4.125%
HK$224,086
baseline
▲ 0.50% · 4.625%
HK$235,898
+HK$11,812/mo
Deposit HK$17.96M · loan HK$41.90M · min. income ≈ HK$448,172/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,703
−HK$15,408/mo
▼ 0.25% · 3.875%
HK$253,346
−HK$7,765/mo
Today · 4.125%
HK$261,111
baseline
▲ 0.50% · 4.625%
HK$276,999
+HK$15,888/mo
Deposit HK$5.99M · loan HK$53.88M · min. income ≈ HK$522,222/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,343
−HK$14,767/mo
▼ 0.25% · 3.875%
HK$280,673
−HK$7,437/mo
Today · 4.125%
HK$288,110
baseline
▲ 0.50% · 4.625%
HK$303,297
+HK$15,187/mo
Deposit HK$5.99M · loan HK$53.88M · min. income ≈ HK$576,220/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,158 · Scale 2, in force from 26 Feb 2026)