LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,511
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$140,758
−HK$4,314/mo
Today · 4.125%
HK$145,072
baseline
▲ 0.50% · 4.625%
HK$153,899
+HK$8,827/mo
Deposit HK$29.93M · loan HK$29.93M · min. income ≈ HK$290,144/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,867
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,940
−HK$4,132/mo
Today · 4.125%
HK$160,072
baseline
▲ 0.50% · 4.625%
HK$168,510
+HK$8,438/mo
Deposit HK$29.93M · loan HK$29.93M · min. income ≈ HK$320,144/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,814
−HK$10,272/mo
▼ 0.25% · 3.875%
HK$168,909
−HK$5,177/mo
Today · 4.125%
HK$174,086
baseline
▲ 0.50% · 4.625%
HK$184,679
+HK$10,593/mo
Deposit HK$23.95M · loan HK$35.92M · min. income ≈ HK$348,172/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,241
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$187,129
−HK$4,958/mo
Today · 4.125%
HK$192,087
baseline
▲ 0.50% · 4.625%
HK$202,212
+HK$10,125/mo
Deposit HK$23.95M · loan HK$35.92M · min. income ≈ HK$384,174/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,116
−HK$11,984/mo
▼ 0.25% · 3.875%
HK$197,061
−HK$6,039/mo
Today · 4.125%
HK$203,100
baseline
▲ 0.50% · 4.625%
HK$215,459
+HK$12,359/mo
Deposit HK$17.96M · loan HK$41.91M · min. income ≈ HK$406,200/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,614
−HK$11,487/mo
▼ 0.25% · 3.875%
HK$218,317
−HK$5,784/mo
Today · 4.125%
HK$224,101
baseline
▲ 0.50% · 4.625%
HK$235,914
+HK$11,813/mo
Deposit HK$17.96M · loan HK$41.91M · min. income ≈ HK$448,202/mo (50% DSR)
Upfront cash ≈ HK$20.50M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,720
−HK$15,409/mo
▼ 0.25% · 3.875%
HK$253,364
−HK$7,765/mo
Today · 4.125%
HK$261,129
baseline
▲ 0.50% · 4.625%
HK$277,018
+HK$15,889/mo
Deposit HK$5.99M · loan HK$53.88M · min. income ≈ HK$522,258/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,361
−HK$14,769/mo
▼ 0.25% · 3.875%
HK$280,693
−HK$7,437/mo
Today · 4.125%
HK$288,130
baseline
▲ 0.50% · 4.625%
HK$303,318
+HK$15,188/mo
Deposit HK$5.99M · loan HK$53.88M · min. income ≈ HK$576,260/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,332 · Scale 2, in force from 26 Feb 2026)