LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,652
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,076
−HK$432/mo
Today · 4.125%
HK$14,508
baseline
▲ 0.50% · 4.625%
HK$15,391
+HK$883/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$29,016/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,187
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,595
−HK$413/mo
Today · 4.125%
HK$16,008
baseline
▲ 0.50% · 4.625%
HK$16,852
+HK$844/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$32,016/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,382
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,892
−HK$517/mo
Today · 4.125%
HK$17,409
baseline
▲ 0.50% · 4.625%
HK$18,469
+HK$1,060/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,818/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,225
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,714
−HK$496/mo
Today · 4.125%
HK$19,210
baseline
▲ 0.50% · 4.625%
HK$20,222
+HK$1,012/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,420/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,113
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,707
−HK$604/mo
Today · 4.125%
HK$20,311
baseline
▲ 0.50% · 4.625%
HK$21,547
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,622/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,262
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$578/mo
Today · 4.125%
HK$22,411
baseline
▲ 0.50% · 4.625%
HK$23,593
+HK$1,182/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,822/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$776/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,703
+HK$1,589/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$743/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,519/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,707 · Scale 2, in force from 26 Feb 2026)