LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,531
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$140,777
−HK$4,315/mo
Today · 4.125%
HK$145,092
baseline
▲ 0.50% · 4.625%
HK$153,921
+HK$8,829/mo
Deposit HK$29.94M · loan HK$29.94M · min. income ≈ HK$290,184/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,889
−HK$8,206/mo
▼ 0.25% · 3.875%
HK$155,962
−HK$4,133/mo
Today · 4.125%
HK$160,095
baseline
▲ 0.50% · 4.625%
HK$168,534
+HK$8,439/mo
Deposit HK$29.94M · loan HK$29.94M · min. income ≈ HK$320,190/mo (50% DSR)
Upfront cash ≈ HK$32.48M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,837
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$168,933
−HK$5,178/mo
Today · 4.125%
HK$174,111
baseline
▲ 0.50% · 4.625%
HK$184,705
+HK$10,594/mo
Deposit HK$23.95M · loan HK$35.93M · min. income ≈ HK$348,222/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,267
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$187,155
−HK$4,959/mo
Today · 4.125%
HK$192,114
baseline
▲ 0.50% · 4.625%
HK$202,240
+HK$10,126/mo
Deposit HK$23.95M · loan HK$35.93M · min. income ≈ HK$384,228/mo (50% DSR)
Upfront cash ≈ HK$26.49M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,143
−HK$11,986/mo
▼ 0.25% · 3.875%
HK$197,088
−HK$6,041/mo
Today · 4.125%
HK$203,129
baseline
▲ 0.50% · 4.625%
HK$215,489
+HK$12,360/mo
Deposit HK$17.96M · loan HK$41.91M · min. income ≈ HK$406,258/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,644
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$218,347
−HK$5,786/mo
Today · 4.125%
HK$224,133
baseline
▲ 0.50% · 4.625%
HK$235,947
+HK$11,814/mo
Deposit HK$17.96M · loan HK$41.91M · min. income ≈ HK$448,266/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,755
−HK$15,411/mo
▼ 0.25% · 3.875%
HK$253,399
−HK$7,767/mo
Today · 4.125%
HK$261,166
baseline
▲ 0.50% · 4.625%
HK$277,057
+HK$15,891/mo
Deposit HK$5.99M · loan HK$53.89M · min. income ≈ HK$522,332/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,400
−HK$14,771/mo
▼ 0.25% · 3.875%
HK$280,732
−HK$7,439/mo
Today · 4.125%
HK$288,171
baseline
▲ 0.50% · 4.625%
HK$303,361
+HK$15,190/mo
Deposit HK$5.99M · loan HK$53.89M · min. income ≈ HK$576,342/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,544,691 · Scale 2, in force from 26 Feb 2026)