LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,655
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,079
−HK$432/mo
Today · 4.125%
HK$14,511
baseline
▲ 0.50% · 4.625%
HK$15,394
+HK$883/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$29,022/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,191
−HK$820/mo
▼ 0.25% · 3.875%
HK$15,598
−HK$413/mo
Today · 4.125%
HK$16,011
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$844/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$32,022/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,386
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,895
−HK$518/mo
Today · 4.125%
HK$17,413
baseline
▲ 0.50% · 4.625%
HK$18,473
+HK$1,060/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$34,826/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,229
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,718
−HK$496/mo
Today · 4.125%
HK$19,214
baseline
▲ 0.50% · 4.625%
HK$20,226
+HK$1,012/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$38,428/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,116
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,711
−HK$604/mo
Today · 4.125%
HK$20,315
baseline
▲ 0.50% · 4.625%
HK$21,551
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,630/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,267
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$579/mo
Today · 4.125%
HK$22,416
baseline
▲ 0.50% · 4.625%
HK$23,597
+HK$1,181/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,832/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,578
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,343
−HK$777/mo
Today · 4.125%
HK$26,120
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,589/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,240/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,076
−HK$744/mo
Today · 4.125%
HK$28,820
baseline
▲ 0.50% · 4.625%
HK$30,340
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,640/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,735 · Scale 2, in force from 26 Feb 2026)