LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,559
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,807
−HK$4,316/mo
Today · 4.125%
HK$145,123
baseline
▲ 0.50% · 4.625%
HK$153,953
+HK$8,830/mo
Deposit HK$29.94M · loan HK$29.94M · min. income ≈ HK$290,246/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,921
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$155,995
−HK$4,133/mo
Today · 4.125%
HK$160,128
baseline
▲ 0.50% · 4.625%
HK$168,569
+HK$8,441/mo
Deposit HK$29.94M · loan HK$29.94M · min. income ≈ HK$320,256/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,871
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$168,968
−HK$5,179/mo
Today · 4.125%
HK$174,147
baseline
▲ 0.50% · 4.625%
HK$184,743
+HK$10,596/mo
Deposit HK$23.96M · loan HK$35.93M · min. income ≈ HK$348,294/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,305
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$187,194
−HK$4,960/mo
Today · 4.125%
HK$192,154
baseline
▲ 0.50% · 4.625%
HK$202,283
+HK$10,129/mo
Deposit HK$23.96M · loan HK$35.93M · min. income ≈ HK$384,308/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,183
−HK$11,989/mo
▼ 0.25% · 3.875%
HK$197,130
−HK$6,042/mo
Today · 4.125%
HK$203,172
baseline
▲ 0.50% · 4.625%
HK$215,534
+HK$12,362/mo
Deposit HK$17.97M · loan HK$41.92M · min. income ≈ HK$406,344/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,689
−HK$11,491/mo
▼ 0.25% · 3.875%
HK$218,393
−HK$5,787/mo
Today · 4.125%
HK$224,180
baseline
▲ 0.50% · 4.625%
HK$235,997
+HK$11,817/mo
Deposit HK$17.97M · loan HK$41.92M · min. income ≈ HK$448,360/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,806
−HK$15,415/mo
▼ 0.25% · 3.875%
HK$253,452
−HK$7,769/mo
Today · 4.125%
HK$261,221
baseline
▲ 0.50% · 4.625%
HK$277,115
+HK$15,894/mo
Deposit HK$5.99M · loan HK$53.90M · min. income ≈ HK$522,442/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,457
−HK$14,774/mo
▼ 0.25% · 3.875%
HK$280,791
−HK$7,440/mo
Today · 4.125%
HK$288,231
baseline
▲ 0.50% · 4.625%
HK$303,424
+HK$15,193/mo
Deposit HK$5.99M · loan HK$53.90M · min. income ≈ HK$576,462/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$2,545,224 · Scale 2, in force from 26 Feb 2026)