LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,577
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,825
−HK$4,316/mo
Today · 4.125%
HK$145,141
baseline
▲ 0.50% · 4.625%
HK$153,973
+HK$8,832/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$290,282/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,940
−HK$8,209/mo
▼ 0.25% · 3.875%
HK$156,015
−HK$4,134/mo
Today · 4.125%
HK$160,149
baseline
▲ 0.50% · 4.625%
HK$168,591
+HK$8,442/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$320,298/mo (50% DSR)
Upfront cash ≈ HK$32.49M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,892
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$168,990
−HK$5,179/mo
Today · 4.125%
HK$174,169
baseline
▲ 0.50% · 4.625%
HK$184,767
+HK$10,598/mo
Deposit HK$23.96M · loan HK$35.94M · min. income ≈ HK$348,338/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,328
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$187,218
−HK$4,961/mo
Today · 4.125%
HK$192,179
baseline
▲ 0.50% · 4.625%
HK$202,309
+HK$10,130/mo
Deposit HK$23.96M · loan HK$35.94M · min. income ≈ HK$384,358/mo (50% DSR)
Upfront cash ≈ HK$26.50M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,207
−HK$11,991/mo
▼ 0.25% · 3.875%
HK$197,155
−HK$6,043/mo
Today · 4.125%
HK$203,198
baseline
▲ 0.50% · 4.625%
HK$215,562
+HK$12,364/mo
Deposit HK$17.97M · loan HK$41.93M · min. income ≈ HK$406,396/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,716
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$218,421
−HK$5,787/mo
Today · 4.125%
HK$224,208
baseline
▲ 0.50% · 4.625%
HK$236,027
+HK$11,819/mo
Deposit HK$17.97M · loan HK$41.93M · min. income ≈ HK$448,416/mo (50% DSR)
Upfront cash ≈ HK$20.51M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,838
−HK$15,416/mo
▼ 0.25% · 3.875%
HK$253,485
−HK$7,769/mo
Today · 4.125%
HK$261,254
baseline
▲ 0.50% · 4.625%
HK$277,151
+HK$15,897/mo
Deposit HK$5.99M · loan HK$53.91M · min. income ≈ HK$522,508/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,492
−HK$14,776/mo
▼ 0.25% · 3.875%
HK$280,827
−HK$7,441/mo
Today · 4.125%
HK$288,268
baseline
▲ 0.50% · 4.625%
HK$303,463
+HK$15,195/mo
Deposit HK$5.99M · loan HK$53.91M · min. income ≈ HK$576,536/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,545,549 · Scale 2, in force from 26 Feb 2026)