LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,659
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,084
−HK$431/mo
Today · 4.125%
HK$14,515
baseline
▲ 0.50% · 4.625%
HK$15,399
+HK$884/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,030/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,195
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,603
−HK$413/mo
Today · 4.125%
HK$16,016
baseline
▲ 0.50% · 4.625%
HK$16,861
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,032/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,391
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,900
−HK$518/mo
Today · 4.125%
HK$17,418
baseline
▲ 0.50% · 4.625%
HK$18,478
+HK$1,060/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$34,836/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,234
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,723
−HK$497/mo
Today · 4.125%
HK$19,220
baseline
▲ 0.50% · 4.625%
HK$20,233
+HK$1,013/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$38,440/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,122
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,717
−HK$605/mo
Today · 4.125%
HK$20,322
baseline
▲ 0.50% · 4.625%
HK$21,558
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,644/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$579/mo
Today · 4.125%
HK$22,423
baseline
▲ 0.50% · 4.625%
HK$23,605
+HK$1,182/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,846/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$777/mo
Today · 4.125%
HK$26,128
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,589/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,256/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,352
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$744/mo
Today · 4.125%
HK$28,829
baseline
▲ 0.50% · 4.625%
HK$30,349
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,658/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,777 · Scale 2, in force from 26 Feb 2026)