LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,591
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$140,840
−HK$4,316/mo
Today · 4.125%
HK$145,156
baseline
▲ 0.50% · 4.625%
HK$153,989
+HK$8,833/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$290,312/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,956
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$156,031
−HK$4,135/mo
Today · 4.125%
HK$160,166
baseline
▲ 0.50% · 4.625%
HK$168,608
+HK$8,442/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$320,332/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,909
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,008
−HK$5,180/mo
Today · 4.125%
HK$174,188
baseline
▲ 0.50% · 4.625%
HK$184,787
+HK$10,599/mo
Deposit HK$23.96M · loan HK$35.94M · min. income ≈ HK$348,376/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,347
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,238
−HK$4,961/mo
Today · 4.125%
HK$192,199
baseline
▲ 0.50% · 4.625%
HK$202,330
+HK$10,131/mo
Deposit HK$23.96M · loan HK$35.94M · min. income ≈ HK$384,398/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,227
−HK$11,992/mo
▼ 0.25% · 3.875%
HK$197,176
−HK$6,043/mo
Today · 4.125%
HK$203,219
baseline
▲ 0.50% · 4.625%
HK$215,584
+HK$12,365/mo
Deposit HK$17.97M · loan HK$41.93M · min. income ≈ HK$406,438/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,738
−HK$11,494/mo
▼ 0.25% · 3.875%
HK$218,444
−HK$5,788/mo
Today · 4.125%
HK$224,232
baseline
▲ 0.50% · 4.625%
HK$236,052
+HK$11,820/mo
Deposit HK$17.97M · loan HK$41.93M · min. income ≈ HK$448,464/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,864
−HK$15,417/mo
▼ 0.25% · 3.875%
HK$253,511
−HK$7,770/mo
Today · 4.125%
HK$261,281
baseline
▲ 0.50% · 4.625%
HK$277,180
+HK$15,899/mo
Deposit HK$5.99M · loan HK$53.91M · min. income ≈ HK$522,562/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,521
−HK$14,777/mo
▼ 0.25% · 3.875%
HK$280,856
−HK$7,442/mo
Today · 4.125%
HK$288,298
baseline
▲ 0.50% · 4.625%
HK$303,495
+HK$15,197/mo
Deposit HK$5.99M · loan HK$53.91M · min. income ≈ HK$576,596/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,545,816 · Scale 2, in force from 26 Feb 2026)