LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,607
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$140,856
−HK$4,317/mo
Today · 4.125%
HK$145,173
baseline
▲ 0.50% · 4.625%
HK$154,007
+HK$8,834/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$290,346/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,974
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$156,050
−HK$4,134/mo
Today · 4.125%
HK$160,184
baseline
▲ 0.50% · 4.625%
HK$168,628
+HK$8,444/mo
Deposit HK$29.95M · loan HK$29.95M · min. income ≈ HK$320,368/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,928
−HK$10,280/mo
▼ 0.25% · 3.875%
HK$169,027
−HK$5,181/mo
Today · 4.125%
HK$174,208
baseline
▲ 0.50% · 4.625%
HK$184,808
+HK$10,600/mo
Deposit HK$23.96M · loan HK$35.95M · min. income ≈ HK$348,416/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,369
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,260
−HK$4,961/mo
Today · 4.125%
HK$192,221
baseline
▲ 0.50% · 4.625%
HK$202,354
+HK$10,133/mo
Deposit HK$23.96M · loan HK$35.95M · min. income ≈ HK$384,442/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,250
−HK$11,993/mo
▼ 0.25% · 3.875%
HK$197,199
−HK$6,044/mo
Today · 4.125%
HK$203,243
baseline
▲ 0.50% · 4.625%
HK$215,609
+HK$12,366/mo
Deposit HK$17.97M · loan HK$41.94M · min. income ≈ HK$406,486/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,763
−HK$11,495/mo
▼ 0.25% · 3.875%
HK$218,469
−HK$5,789/mo
Today · 4.125%
HK$224,258
baseline
▲ 0.50% · 4.625%
HK$236,079
+HK$11,821/mo
Deposit HK$17.97M · loan HK$41.94M · min. income ≈ HK$448,516/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,892
−HK$15,420/mo
▼ 0.25% · 3.875%
HK$253,541
−HK$7,771/mo
Today · 4.125%
HK$261,312
baseline
▲ 0.50% · 4.625%
HK$277,212
+HK$15,900/mo
Deposit HK$5.99M · loan HK$53.92M · min. income ≈ HK$522,624/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,553
−HK$14,779/mo
▼ 0.25% · 3.875%
HK$280,889
−HK$7,443/mo
Today · 4.125%
HK$288,332
baseline
▲ 0.50% · 4.625%
HK$303,530
+HK$15,198/mo
Deposit HK$5.99M · loan HK$53.92M · min. income ≈ HK$576,664/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,114 · Scale 2, in force from 26 Feb 2026)