LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,662
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,087
−HK$432/mo
Today · 4.125%
HK$14,519
baseline
▲ 0.50% · 4.625%
HK$15,402
+HK$883/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,038/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,199
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,607
−HK$413/mo
Today · 4.125%
HK$16,020
baseline
▲ 0.50% · 4.625%
HK$16,865
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,040/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,395
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,905
−HK$518/mo
Today · 4.125%
HK$17,423
baseline
▲ 0.50% · 4.625%
HK$18,483
+HK$1,060/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$34,846/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,239
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,728
−HK$496/mo
Today · 4.125%
HK$19,224
baseline
▲ 0.50% · 4.625%
HK$20,238
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.59M · min. income ≈ HK$38,448/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,127
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,722
−HK$605/mo
Today · 4.125%
HK$20,327
baseline
▲ 0.50% · 4.625%
HK$21,563
+HK$1,236/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,654/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,279
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$579/mo
Today · 4.125%
HK$22,428
baseline
▲ 0.50% · 4.625%
HK$23,611
+HK$1,183/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,856/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$777/mo
Today · 4.125%
HK$26,134
baseline
▲ 0.50% · 4.625%
HK$27,724
+HK$1,590/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,268/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,358
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$745/mo
Today · 4.125%
HK$28,837
baseline
▲ 0.50% · 4.625%
HK$30,357
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,674/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,810 · Scale 2, in force from 26 Feb 2026)