LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,623
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$140,873
−HK$4,318/mo
Today · 4.125%
HK$145,191
baseline
▲ 0.50% · 4.625%
HK$154,025
+HK$8,834/mo
Deposit HK$29.96M · loan HK$29.96M · min. income ≈ HK$290,382/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,992
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$156,069
−HK$4,135/mo
Today · 4.125%
HK$160,204
baseline
▲ 0.50% · 4.625%
HK$168,648
+HK$8,444/mo
Deposit HK$29.96M · loan HK$29.96M · min. income ≈ HK$320,408/mo (50% DSR)
Upfront cash ≈ HK$32.50M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,948
−HK$10,281/mo
▼ 0.25% · 3.875%
HK$169,048
−HK$5,181/mo
Today · 4.125%
HK$174,229
baseline
▲ 0.50% · 4.625%
HK$184,831
+HK$10,602/mo
Deposit HK$23.97M · loan HK$35.95M · min. income ≈ HK$348,458/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,391
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$187,282
−HK$4,963/mo
Today · 4.125%
HK$192,245
baseline
▲ 0.50% · 4.625%
HK$202,378
+HK$10,133/mo
Deposit HK$23.97M · loan HK$35.95M · min. income ≈ HK$384,490/mo (50% DSR)
Upfront cash ≈ HK$26.51M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,273
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$197,223
−HK$6,044/mo
Today · 4.125%
HK$203,267
baseline
▲ 0.50% · 4.625%
HK$215,636
+HK$12,369/mo
Deposit HK$17.97M · loan HK$41.94M · min. income ≈ HK$406,534/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,789
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,496
−HK$5,789/mo
Today · 4.125%
HK$224,285
baseline
▲ 0.50% · 4.625%
HK$236,108
+HK$11,823/mo
Deposit HK$17.97M · loan HK$41.94M · min. income ≈ HK$448,570/mo (50% DSR)
Upfront cash ≈ HK$20.52M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,922
−HK$15,422/mo
▼ 0.25% · 3.875%
HK$253,572
−HK$7,772/mo
Today · 4.125%
HK$261,344
baseline
▲ 0.50% · 4.625%
HK$277,246
+HK$15,902/mo
Deposit HK$5.99M · loan HK$53.92M · min. income ≈ HK$522,688/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,586
−HK$14,781/mo
▼ 0.25% · 3.875%
HK$280,923
−HK$7,444/mo
Today · 4.125%
HK$288,367
baseline
▲ 0.50% · 4.625%
HK$303,567
+HK$15,200/mo
Deposit HK$5.99M · loan HK$53.92M · min. income ≈ HK$576,734/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,423 · Scale 2, in force from 26 Feb 2026)