LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,664
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,089
−HK$432/mo
Today · 4.125%
HK$14,521
baseline
▲ 0.50% · 4.625%
HK$15,405
+HK$884/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,042/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,201
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,609
−HK$414/mo
Today · 4.125%
HK$16,023
baseline
▲ 0.50% · 4.625%
HK$16,867
+HK$844/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,046/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,397
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,907
−HK$518/mo
Today · 4.125%
HK$17,425
baseline
▲ 0.50% · 4.625%
HK$18,486
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,850/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,242
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$496/mo
Today · 4.125%
HK$19,227
baseline
▲ 0.50% · 4.625%
HK$20,241
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,454/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,130
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,725
−HK$604/mo
Today · 4.125%
HK$20,329
baseline
▲ 0.50% · 4.625%
HK$21,566
+HK$1,237/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,658/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,614
+HK$1,182/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$777/mo
Today · 4.125%
HK$26,138
baseline
▲ 0.50% · 4.625%
HK$27,728
+HK$1,590/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,276/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$745/mo
Today · 4.125%
HK$28,841
baseline
▲ 0.50% · 4.625%
HK$30,361
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,682/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,829 · Scale 2, in force from 26 Feb 2026)