LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,665
−HK$857/mo
▼ 0.25% · 3.875%
HK$14,090
−HK$432/mo
Today · 4.125%
HK$14,522
baseline
▲ 0.50% · 4.625%
HK$15,405
+HK$883/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,044/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,202
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,609
−HK$414/mo
Today · 4.125%
HK$16,023
baseline
▲ 0.50% · 4.625%
HK$16,868
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,046/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,398
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,908
−HK$518/mo
Today · 4.125%
HK$17,426
baseline
▲ 0.50% · 4.625%
HK$18,486
+HK$1,060/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,852/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,242
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,731
−HK$497/mo
Today · 4.125%
HK$19,228
baseline
▲ 0.50% · 4.625%
HK$20,241
+HK$1,013/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,456/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,130
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$604/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,237/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,183/mo
Deposit HK$1.80M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,596
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,361
−HK$778/mo
Today · 4.125%
HK$26,139
baseline
▲ 0.50% · 4.625%
HK$27,729
+HK$1,590/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,278/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,363
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,097
−HK$745/mo
Today · 4.125%
HK$28,842
baseline
▲ 0.50% · 4.625%
HK$30,362
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,684/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,834 · Scale 2, in force from 26 Feb 2026)