LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,653
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$140,903
−HK$4,319/mo
Today · 4.125%
HK$145,222
baseline
▲ 0.50% · 4.625%
HK$154,058
+HK$8,836/mo
Deposit HK$29.96M · loan HK$29.96M · min. income ≈ HK$290,444/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,025
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,102
−HK$4,136/mo
Today · 4.125%
HK$160,238
baseline
▲ 0.50% · 4.625%
HK$168,684
+HK$8,446/mo
Deposit HK$29.96M · loan HK$29.96M · min. income ≈ HK$320,476/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,983
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,084
−HK$5,182/mo
Today · 4.125%
HK$174,266
baseline
▲ 0.50% · 4.625%
HK$184,870
+HK$10,604/mo
Deposit HK$23.97M · loan HK$35.96M · min. income ≈ HK$348,532/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,429
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$187,322
−HK$4,964/mo
Today · 4.125%
HK$192,286
baseline
▲ 0.50% · 4.625%
HK$202,421
+HK$10,135/mo
Deposit HK$23.97M · loan HK$35.96M · min. income ≈ HK$384,572/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,314
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$197,264
−HK$6,047/mo
Today · 4.125%
HK$203,311
baseline
▲ 0.50% · 4.625%
HK$215,682
+HK$12,371/mo
Deposit HK$17.98M · loan HK$41.95M · min. income ≈ HK$406,622/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,834
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$218,542
−HK$5,791/mo
Today · 4.125%
HK$224,333
baseline
▲ 0.50% · 4.625%
HK$236,158
+HK$11,825/mo
Deposit HK$17.98M · loan HK$41.95M · min. income ≈ HK$448,666/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,975
−HK$15,424/mo
▼ 0.25% · 3.875%
HK$253,626
−HK$7,773/mo
Today · 4.125%
HK$261,399
baseline
▲ 0.50% · 4.625%
HK$277,305
+HK$15,906/mo
Deposit HK$5.99M · loan HK$53.94M · min. income ≈ HK$522,798/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,644
−HK$14,784/mo
▼ 0.25% · 3.875%
HK$280,983
−HK$7,445/mo
Today · 4.125%
HK$288,428
baseline
▲ 0.50% · 4.625%
HK$303,632
+HK$15,204/mo
Deposit HK$5.99M · loan HK$53.94M · min. income ≈ HK$576,856/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,546,965 · Scale 2, in force from 26 Feb 2026)