LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,661
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$140,912
−HK$4,318/mo
Today · 4.125%
HK$145,230
baseline
▲ 0.50% · 4.625%
HK$154,067
+HK$8,837/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$290,460/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,034
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,111
−HK$4,136/mo
Today · 4.125%
HK$160,247
baseline
▲ 0.50% · 4.625%
HK$168,694
+HK$8,447/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$320,494/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,993
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$169,094
−HK$5,183/mo
Today · 4.125%
HK$174,277
baseline
▲ 0.50% · 4.625%
HK$184,881
+HK$10,604/mo
Deposit HK$23.97M · loan HK$35.96M · min. income ≈ HK$348,554/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,440
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$187,333
−HK$4,964/mo
Today · 4.125%
HK$192,297
baseline
▲ 0.50% · 4.625%
HK$202,433
+HK$10,136/mo
Deposit HK$23.97M · loan HK$35.96M · min. income ≈ HK$384,594/mo (50% DSR)
Upfront cash ≈ HK$26.52M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,325
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,276
−HK$6,047/mo
Today · 4.125%
HK$203,323
baseline
▲ 0.50% · 4.625%
HK$215,694
+HK$12,371/mo
Deposit HK$17.98M · loan HK$41.95M · min. income ≈ HK$406,646/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,847
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$218,555
−HK$5,791/mo
Today · 4.125%
HK$224,346
baseline
▲ 0.50% · 4.625%
HK$236,172
+HK$11,826/mo
Deposit HK$17.98M · loan HK$41.95M · min. income ≈ HK$448,692/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,989
−HK$15,426/mo
▼ 0.25% · 3.875%
HK$253,641
−HK$7,774/mo
Today · 4.125%
HK$261,415
baseline
▲ 0.50% · 4.625%
HK$277,321
+HK$15,906/mo
Deposit HK$5.99M · loan HK$53.94M · min. income ≈ HK$522,830/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,660
−HK$14,785/mo
▼ 0.25% · 3.875%
HK$281,000
−HK$7,445/mo
Today · 4.125%
HK$288,445
baseline
▲ 0.50% · 4.625%
HK$303,650
+HK$15,205/mo
Deposit HK$5.99M · loan HK$53.94M · min. income ≈ HK$576,890/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,116 · Scale 2, in force from 26 Feb 2026)