LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,667
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,093
−HK$432/mo
Today · 4.125%
HK$14,525
baseline
▲ 0.50% · 4.625%
HK$15,408
+HK$883/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,050/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,205
−HK$821/mo
▼ 0.25% · 3.875%
HK$15,613
−HK$413/mo
Today · 4.125%
HK$16,026
baseline
▲ 0.50% · 4.625%
HK$16,871
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,052/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,401
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,911
−HK$518/mo
Today · 4.125%
HK$17,429
baseline
▲ 0.50% · 4.625%
HK$18,490
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,858/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,246
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,735
−HK$497/mo
Today · 4.125%
HK$19,232
baseline
▲ 0.50% · 4.625%
HK$20,245
+HK$1,013/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,464/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,134
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$604/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,858
−HK$579/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,620
+HK$1,183/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,601
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$777/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,591/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$745/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,520/mo
Deposit HK$599K · loan HK$5.39M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,862 · Scale 2, in force from 26 Feb 2026)