LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,688
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$140,939
−HK$4,320/mo
Today · 4.125%
HK$145,259
baseline
▲ 0.50% · 4.625%
HK$154,098
+HK$8,839/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$290,518/mo (50% DSR)
Upfront cash ≈ HK$32.52M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,064
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$156,142
−HK$4,137/mo
Today · 4.125%
HK$160,279
baseline
▲ 0.50% · 4.625%
HK$168,728
+HK$8,449/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$320,558/mo (50% DSR)
Upfront cash ≈ HK$32.52M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,025
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$169,127
−HK$5,184/mo
Today · 4.125%
HK$174,311
baseline
▲ 0.50% · 4.625%
HK$184,917
+HK$10,606/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$348,622/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,476
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,370
−HK$4,965/mo
Today · 4.125%
HK$192,335
baseline
▲ 0.50% · 4.625%
HK$202,473
+HK$10,138/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$384,670/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,363
−HK$12,000/mo
▼ 0.25% · 3.875%
HK$197,315
−HK$6,048/mo
Today · 4.125%
HK$203,363
baseline
▲ 0.50% · 4.625%
HK$215,737
+HK$12,374/mo
Deposit HK$17.98M · loan HK$41.96M · min. income ≈ HK$406,726/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,889
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,599
−HK$5,792/mo
Today · 4.125%
HK$224,391
baseline
▲ 0.50% · 4.625%
HK$236,219
+HK$11,828/mo
Deposit HK$17.98M · loan HK$41.96M · min. income ≈ HK$448,782/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,038
−HK$15,428/mo
▼ 0.25% · 3.875%
HK$253,691
−HK$7,775/mo
Today · 4.125%
HK$261,466
baseline
▲ 0.50% · 4.625%
HK$277,376
+HK$15,910/mo
Deposit HK$5.99M · loan HK$53.95M · min. income ≈ HK$522,932/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,714
−HK$14,788/mo
▼ 0.25% · 3.875%
HK$281,055
−HK$7,447/mo
Today · 4.125%
HK$288,502
baseline
▲ 0.50% · 4.625%
HK$303,710
+HK$15,208/mo
Deposit HK$5.99M · loan HK$53.95M · min. income ≈ HK$577,004/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,618 · Scale 2, in force from 26 Feb 2026)