LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,691
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$140,943
−HK$4,320/mo
Today · 4.125%
HK$145,263
baseline
▲ 0.50% · 4.625%
HK$154,102
+HK$8,839/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$290,526/mo (50% DSR)
Upfront cash ≈ HK$32.52M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,067
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$156,146
−HK$4,137/mo
Today · 4.125%
HK$160,283
baseline
▲ 0.50% · 4.625%
HK$168,732
+HK$8,449/mo
Deposit HK$29.97M · loan HK$29.97M · min. income ≈ HK$320,566/mo (50% DSR)
Upfront cash ≈ HK$32.52M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,029
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$169,132
−HK$5,183/mo
Today · 4.125%
HK$174,315
baseline
▲ 0.50% · 4.625%
HK$184,922
+HK$10,607/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$348,630/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,481
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,375
−HK$4,965/mo
Today · 4.125%
HK$192,340
baseline
▲ 0.50% · 4.625%
HK$202,478
+HK$10,138/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$384,680/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,367
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$197,320
−HK$6,048/mo
Today · 4.125%
HK$203,368
baseline
▲ 0.50% · 4.625%
HK$215,742
+HK$12,374/mo
Deposit HK$17.98M · loan HK$41.96M · min. income ≈ HK$406,736/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,894
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,604
−HK$5,792/mo
Today · 4.125%
HK$224,396
baseline
▲ 0.50% · 4.625%
HK$236,225
+HK$11,829/mo
Deposit HK$17.98M · loan HK$41.96M · min. income ≈ HK$448,792/mo (50% DSR)
Upfront cash ≈ HK$20.53M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,044
−HK$15,429/mo
▼ 0.25% · 3.875%
HK$253,697
−HK$7,776/mo
Today · 4.125%
HK$261,473
baseline
▲ 0.50% · 4.625%
HK$277,383
+HK$15,910/mo
Deposit HK$5.99M · loan HK$53.95M · min. income ≈ HK$522,946/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,721
−HK$14,789/mo
▼ 0.25% · 3.875%
HK$281,062
−HK$7,448/mo
Today · 4.125%
HK$288,510
baseline
▲ 0.50% · 4.625%
HK$303,717
+HK$15,207/mo
Deposit HK$5.99M · loan HK$53.95M · min. income ≈ HK$577,020/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,547,683 · Scale 2, in force from 26 Feb 2026)