LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,670
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,095
−HK$433/mo
Today · 4.125%
HK$14,528
baseline
▲ 0.50% · 4.625%
HK$15,411
+HK$883/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,056/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,208
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,616
−HK$414/mo
Today · 4.125%
HK$16,030
baseline
▲ 0.50% · 4.625%
HK$16,875
+HK$845/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,060/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,404
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,915
−HK$518/mo
Today · 4.125%
HK$17,433
baseline
▲ 0.50% · 4.625%
HK$18,494
+HK$1,061/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,866/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,250
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,739
−HK$497/mo
Today · 4.125%
HK$19,236
baseline
▲ 0.50% · 4.625%
HK$20,250
+HK$1,014/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,472/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,138
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,734
−HK$605/mo
Today · 4.125%
HK$20,339
baseline
▲ 0.50% · 4.625%
HK$21,576
+HK$1,237/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,678/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,291
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,862
−HK$580/mo
Today · 4.125%
HK$22,442
baseline
▲ 0.50% · 4.625%
HK$23,624
+HK$1,182/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,884/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,606
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$778/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,741
+HK$1,591/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$744/mo
Today · 4.125%
HK$28,853
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,521/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,706/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$134,889 · Scale 2, in force from 26 Feb 2026)