LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,719
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,972
−HK$4,321/mo
Today · 4.125%
HK$145,293
baseline
▲ 0.50% · 4.625%
HK$154,133
+HK$8,840/mo
Deposit HK$29.98M · loan HK$29.98M · min. income ≈ HK$290,586/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,099
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$156,178
−HK$4,138/mo
Today · 4.125%
HK$160,316
baseline
▲ 0.50% · 4.625%
HK$168,767
+HK$8,451/mo
Deposit HK$29.98M · loan HK$29.98M · min. income ≈ HK$320,632/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,063
−HK$10,288/mo
▼ 0.25% · 3.875%
HK$169,166
−HK$5,185/mo
Today · 4.125%
HK$174,351
baseline
▲ 0.50% · 4.625%
HK$184,960
+HK$10,609/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$348,702/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,518
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$187,413
−HK$4,966/mo
Today · 4.125%
HK$192,379
baseline
▲ 0.50% · 4.625%
HK$202,520
+HK$10,141/mo
Deposit HK$23.98M · loan HK$35.97M · min. income ≈ HK$384,758/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,407
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$197,361
−HK$6,049/mo
Today · 4.125%
HK$203,410
baseline
▲ 0.50% · 4.625%
HK$215,787
+HK$12,377/mo
Deposit HK$17.99M · loan HK$41.97M · min. income ≈ HK$406,820/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,938
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$218,649
−HK$5,794/mo
Today · 4.125%
HK$224,443
baseline
▲ 0.50% · 4.625%
HK$236,273
+HK$11,830/mo
Deposit HK$17.99M · loan HK$41.97M · min. income ≈ HK$448,886/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,094
−HK$15,433/mo
▼ 0.25% · 3.875%
HK$253,749
−HK$7,778/mo
Today · 4.125%
HK$261,527
baseline
▲ 0.50% · 4.625%
HK$277,440
+HK$15,913/mo
Deposit HK$6.00M · loan HK$53.96M · min. income ≈ HK$523,054/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,778
−HK$14,791/mo
▼ 0.25% · 3.875%
HK$281,120
−HK$7,449/mo
Today · 4.125%
HK$288,569
baseline
▲ 0.50% · 4.625%
HK$303,780
+HK$15,211/mo
Deposit HK$6.00M · loan HK$53.96M · min. income ≈ HK$577,138/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,548,207 · Scale 2, in force from 26 Feb 2026)