LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,725
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,978
−HK$4,321/mo
Today · 4.125%
HK$145,299
baseline
▲ 0.50% · 4.625%
HK$154,140
+HK$8,841/mo
Deposit HK$29.98M · loan HK$29.98M · min. income ≈ HK$290,598/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,106
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$156,185
−HK$4,138/mo
Today · 4.125%
HK$160,323
baseline
▲ 0.50% · 4.625%
HK$168,774
+HK$8,451/mo
Deposit HK$29.98M · loan HK$29.98M · min. income ≈ HK$320,646/mo (50% DSR)
Upfront cash ≈ HK$32.53M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,070
−HK$10,289/mo
▼ 0.25% · 3.875%
HK$169,174
−HK$5,185/mo
Today · 4.125%
HK$174,359
baseline
▲ 0.50% · 4.625%
HK$184,968
+HK$10,609/mo
Deposit HK$23.98M · loan HK$35.98M · min. income ≈ HK$348,718/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,527
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$187,422
−HK$4,966/mo
Today · 4.125%
HK$192,388
baseline
▲ 0.50% · 4.625%
HK$202,529
+HK$10,141/mo
Deposit HK$23.98M · loan HK$35.98M · min. income ≈ HK$384,776/mo (50% DSR)
Upfront cash ≈ HK$26.53M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,416
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$197,370
−HK$6,049/mo
Today · 4.125%
HK$203,419
baseline
▲ 0.50% · 4.625%
HK$215,797
+HK$12,378/mo
Deposit HK$17.99M · loan HK$41.97M · min. income ≈ HK$406,838/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,948
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$218,659
−HK$5,794/mo
Today · 4.125%
HK$224,453
baseline
▲ 0.50% · 4.625%
HK$236,284
+HK$11,831/mo
Deposit HK$17.99M · loan HK$41.97M · min. income ≈ HK$448,906/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,106
−HK$15,433/mo
▼ 0.25% · 3.875%
HK$253,761
−HK$7,778/mo
Today · 4.125%
HK$261,539
baseline
▲ 0.50% · 4.625%
HK$277,453
+HK$15,914/mo
Deposit HK$6.00M · loan HK$53.96M · min. income ≈ HK$523,078/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,790
−HK$14,792/mo
▼ 0.25% · 3.875%
HK$281,133
−HK$7,449/mo
Today · 4.125%
HK$288,582
baseline
▲ 0.50% · 4.625%
HK$303,794
+HK$15,212/mo
Deposit HK$6.00M · loan HK$53.96M · min. income ≈ HK$577,164/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$2,548,323 · Scale 2, in force from 26 Feb 2026)