LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,753
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$141,007
−HK$4,322/mo
Today · 4.125%
HK$145,329
baseline
▲ 0.50% · 4.625%
HK$154,172
+HK$8,843/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$290,658/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,137
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,217
−HK$4,139/mo
Today · 4.125%
HK$160,356
baseline
▲ 0.50% · 4.625%
HK$168,809
+HK$8,453/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$320,712/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,104
−HK$10,291/mo
▼ 0.25% · 3.875%
HK$169,208
−HK$5,187/mo
Today · 4.125%
HK$174,395
baseline
▲ 0.50% · 4.625%
HK$185,006
+HK$10,611/mo
Deposit HK$23.99M · loan HK$35.98M · min. income ≈ HK$348,790/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,564
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$187,460
−HK$4,967/mo
Today · 4.125%
HK$192,427
baseline
▲ 0.50% · 4.625%
HK$202,570
+HK$10,143/mo
Deposit HK$23.99M · loan HK$35.98M · min. income ≈ HK$384,854/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,454
−HK$12,006/mo
▼ 0.25% · 3.875%
HK$197,410
−HK$6,050/mo
Today · 4.125%
HK$203,460
baseline
▲ 0.50% · 4.625%
HK$215,840
+HK$12,380/mo
Deposit HK$17.99M · loan HK$41.98M · min. income ≈ HK$406,920/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,991
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,703
−HK$5,795/mo
Today · 4.125%
HK$224,498
baseline
▲ 0.50% · 4.625%
HK$236,332
+HK$11,834/mo
Deposit HK$17.99M · loan HK$41.98M · min. income ≈ HK$448,996/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,156
−HK$15,436/mo
▼ 0.25% · 3.875%
HK$253,813
−HK$7,779/mo
Today · 4.125%
HK$261,592
baseline
▲ 0.50% · 4.625%
HK$277,509
+HK$15,917/mo
Deposit HK$6.00M · loan HK$53.98M · min. income ≈ HK$523,184/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,846
−HK$14,795/mo
▼ 0.25% · 3.875%
HK$281,190
−HK$7,451/mo
Today · 4.125%
HK$288,641
baseline
▲ 0.50% · 4.625%
HK$303,855
+HK$15,214/mo
Deposit HK$6.00M · loan HK$53.98M · min. income ≈ HK$577,282/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,548,841 · Scale 2, in force from 26 Feb 2026)