LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,768
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$141,022
−HK$4,323/mo
Today · 4.125%
HK$145,345
baseline
▲ 0.50% · 4.625%
HK$154,189
+HK$8,844/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$290,690/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,153
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,234
−HK$4,140/mo
Today · 4.125%
HK$160,374
baseline
▲ 0.50% · 4.625%
HK$168,827
+HK$8,453/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$320,748/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,122
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$169,227
−HK$5,187/mo
Today · 4.125%
HK$174,414
baseline
▲ 0.50% · 4.625%
HK$185,026
+HK$10,612/mo
Deposit HK$23.99M · loan HK$35.99M · min. income ≈ HK$348,828/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,584
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$187,481
−HK$4,967/mo
Today · 4.125%
HK$192,448
baseline
▲ 0.50% · 4.625%
HK$202,592
+HK$10,144/mo
Deposit HK$23.99M · loan HK$35.99M · min. income ≈ HK$384,896/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,475
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$197,431
−HK$6,052/mo
Today · 4.125%
HK$203,483
baseline
▲ 0.50% · 4.625%
HK$215,864
+HK$12,381/mo
Deposit HK$17.99M · loan HK$41.99M · min. income ≈ HK$406,966/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,014
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$218,727
−HK$5,796/mo
Today · 4.125%
HK$224,523
baseline
▲ 0.50% · 4.625%
HK$236,358
+HK$11,835/mo
Deposit HK$17.99M · loan HK$41.99M · min. income ≈ HK$449,046/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,183
−HK$15,437/mo
▼ 0.25% · 3.875%
HK$253,840
−HK$7,780/mo
Today · 4.125%
HK$261,620
baseline
▲ 0.50% · 4.625%
HK$277,539
+HK$15,919/mo
Deposit HK$6.00M · loan HK$53.98M · min. income ≈ HK$523,240/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,876
−HK$14,796/mo
▼ 0.25% · 3.875%
HK$281,221
−HK$7,451/mo
Today · 4.125%
HK$288,672
baseline
▲ 0.50% · 4.625%
HK$303,889
+HK$15,217/mo
Deposit HK$6.00M · loan HK$53.98M · min. income ≈ HK$577,344/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,119 · Scale 2, in force from 26 Feb 2026)