LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,781
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$141,036
−HK$4,323/mo
Today · 4.125%
HK$145,359
baseline
▲ 0.50% · 4.625%
HK$154,203
+HK$8,844/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$290,718/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,168
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,249
−HK$4,140/mo
Today · 4.125%
HK$160,389
baseline
▲ 0.50% · 4.625%
HK$168,843
+HK$8,454/mo
Deposit HK$29.99M · loan HK$29.99M · min. income ≈ HK$320,778/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,137
−HK$10,293/mo
▼ 0.25% · 3.875%
HK$169,243
−HK$5,187/mo
Today · 4.125%
HK$174,430
baseline
▲ 0.50% · 4.625%
HK$185,044
+HK$10,614/mo
Deposit HK$23.99M · loan HK$35.99M · min. income ≈ HK$348,860/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,601
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$187,499
−HK$4,968/mo
Today · 4.125%
HK$192,467
baseline
▲ 0.50% · 4.625%
HK$202,612
+HK$10,145/mo
Deposit HK$23.99M · loan HK$35.99M · min. income ≈ HK$384,934/mo (50% DSR)
Upfront cash ≈ HK$26.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,494
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$197,450
−HK$6,052/mo
Today · 4.125%
HK$203,502
baseline
▲ 0.50% · 4.625%
HK$215,885
+HK$12,383/mo
Deposit HK$18.00M · loan HK$41.99M · min. income ≈ HK$407,004/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,035
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$218,748
−HK$5,796/mo
Today · 4.125%
HK$224,544
baseline
▲ 0.50% · 4.625%
HK$236,380
+HK$11,836/mo
Deposit HK$18.00M · loan HK$41.99M · min. income ≈ HK$449,088/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,206
−HK$15,439/mo
▼ 0.25% · 3.875%
HK$253,865
−HK$7,780/mo
Today · 4.125%
HK$261,645
baseline
▲ 0.50% · 4.625%
HK$277,566
+HK$15,921/mo
Deposit HK$6.00M · loan HK$53.99M · min. income ≈ HK$523,290/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,902
−HK$14,798/mo
▼ 0.25% · 3.875%
HK$281,248
−HK$7,452/mo
Today · 4.125%
HK$288,700
baseline
▲ 0.50% · 4.625%
HK$303,918
+HK$15,218/mo
Deposit HK$6.00M · loan HK$53.99M · min. income ≈ HK$577,400/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,363 · Scale 2, in force from 26 Feb 2026)