LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,681
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,107
−HK$432/mo
Today · 4.125%
HK$14,539
baseline
▲ 0.50% · 4.625%
HK$15,424
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,078/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,220
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,628
−HK$414/mo
Today · 4.125%
HK$16,042
baseline
▲ 0.50% · 4.625%
HK$16,888
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,084/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,417
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,928
−HK$519/mo
Today · 4.125%
HK$17,447
baseline
▲ 0.50% · 4.625%
HK$18,509
+HK$1,062/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,894/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,264
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,754
−HK$497/mo
Today · 4.125%
HK$19,251
baseline
▲ 0.50% · 4.625%
HK$20,266
+HK$1,015/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,502/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,154
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,749
−HK$606/mo
Today · 4.125%
HK$20,355
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,238/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,710/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,880
−HK$579/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,626
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,392
−HK$778/mo
Today · 4.125%
HK$26,170
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,593/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,340/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,131
−HK$745/mo
Today · 4.125%
HK$28,876
baseline
▲ 0.50% · 4.625%
HK$30,399
+HK$1,523/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,752/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$134,997 · Scale 2, in force from 26 Feb 2026)