LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,814
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,070
−HK$4,324/mo
Today · 4.125%
HK$145,394
baseline
▲ 0.50% · 4.625%
HK$154,241
+HK$8,847/mo
Deposit HK$30.00M · loan HK$30.00M · min. income ≈ HK$290,788/mo (50% DSR)
Upfront cash ≈ HK$32.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,205
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,287
−HK$4,141/mo
Today · 4.125%
HK$160,428
baseline
▲ 0.50% · 4.625%
HK$168,884
+HK$8,456/mo
Deposit HK$30.00M · loan HK$30.00M · min. income ≈ HK$320,856/mo (50% DSR)
Upfront cash ≈ HK$32.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,177
−HK$10,296/mo
▼ 0.25% · 3.875%
HK$169,284
−HK$5,189/mo
Today · 4.125%
HK$174,473
baseline
▲ 0.50% · 4.625%
HK$185,089
+HK$10,616/mo
Deposit HK$24.00M · loan HK$36.00M · min. income ≈ HK$348,946/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,646
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$187,544
−HK$4,969/mo
Today · 4.125%
HK$192,513
baseline
▲ 0.50% · 4.625%
HK$202,661
+HK$10,148/mo
Deposit HK$24.00M · loan HK$36.00M · min. income ≈ HK$385,026/mo (50% DSR)
Upfront cash ≈ HK$26.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,540
−HK$12,011/mo
▼ 0.25% · 3.875%
HK$197,498
−HK$6,053/mo
Today · 4.125%
HK$203,551
baseline
▲ 0.50% · 4.625%
HK$215,937
+HK$12,386/mo
Deposit HK$18.00M · loan HK$42.00M · min. income ≈ HK$407,102/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,087
−HK$11,512/mo
▼ 0.25% · 3.875%
HK$218,801
−HK$5,798/mo
Today · 4.125%
HK$224,599
baseline
▲ 0.50% · 4.625%
HK$236,438
+HK$11,839/mo
Deposit HK$18.00M · loan HK$42.00M · min. income ≈ HK$449,198/mo (50% DSR)
Upfront cash ≈ HK$20.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,266
−HK$15,443/mo
▼ 0.25% · 3.875%
HK$253,926
−HK$7,783/mo
Today · 4.125%
HK$261,709
baseline
▲ 0.50% · 4.625%
HK$277,633
+HK$15,924/mo
Deposit HK$6.00M · loan HK$54.00M · min. income ≈ HK$523,418/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,968
−HK$14,802/mo
▼ 0.25% · 3.875%
HK$281,316
−HK$7,454/mo
Today · 4.125%
HK$288,770
baseline
▲ 0.50% · 4.625%
HK$303,992
+HK$15,222/mo
Deposit HK$6.00M · loan HK$54.00M · min. income ≈ HK$577,540/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,549,982 · Scale 2, in force from 26 Feb 2026)