LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,683
−HK$858/mo
▼ 0.25% · 3.875%
HK$14,108
−HK$433/mo
Today · 4.125%
HK$14,541
baseline
▲ 0.50% · 4.625%
HK$15,426
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,082/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,222
−HK$822/mo
▼ 0.25% · 3.875%
HK$15,630
−HK$414/mo
Today · 4.125%
HK$16,044
baseline
▲ 0.50% · 4.625%
HK$16,890
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,088/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,419
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,930
−HK$519/mo
Today · 4.125%
HK$17,449
baseline
▲ 0.50% · 4.625%
HK$18,511
+HK$1,062/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,898/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,266
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,756
−HK$497/mo
Today · 4.125%
HK$19,253
baseline
▲ 0.50% · 4.625%
HK$20,268
+HK$1,015/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,506/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,156
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,752
−HK$605/mo
Today · 4.125%
HK$20,357
baseline
▲ 0.50% · 4.625%
HK$21,596
+HK$1,239/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,714/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,311
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,882
−HK$580/mo
Today · 4.125%
HK$22,462
baseline
▲ 0.50% · 4.625%
HK$23,646
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,924/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,629
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$778/mo
Today · 4.125%
HK$26,173
baseline
▲ 0.50% · 4.625%
HK$27,766
+HK$1,593/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,346/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$746/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,522/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$135,056 · Scale 2, in force from 26 Feb 2026)