LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,879
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,137
−HK$4,326/mo
Today · 4.125%
HK$145,463
baseline
▲ 0.50% · 4.625%
HK$154,314
+HK$8,851/mo
Deposit HK$30.01M · loan HK$30.01M · min. income ≈ HK$290,926/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,277
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,361
−HK$4,143/mo
Today · 4.125%
HK$160,504
baseline
▲ 0.50% · 4.625%
HK$168,964
+HK$8,460/mo
Deposit HK$30.01M · loan HK$30.01M · min. income ≈ HK$321,008/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,255
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$169,364
−HK$5,191/mo
Today · 4.125%
HK$174,555
baseline
▲ 0.50% · 4.625%
HK$185,177
+HK$10,622/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$349,110/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,732
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,633
−HK$4,971/mo
Today · 4.125%
HK$192,604
baseline
▲ 0.50% · 4.625%
HK$202,757
+HK$10,153/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$385,208/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,631
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,592
−HK$6,056/mo
Today · 4.125%
HK$203,648
baseline
▲ 0.50% · 4.625%
HK$216,039
+HK$12,391/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$407,296/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,187
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$218,905
−HK$5,800/mo
Today · 4.125%
HK$224,705
baseline
▲ 0.50% · 4.625%
HK$236,550
+HK$11,845/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$449,410/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,383
−HK$15,450/mo
▼ 0.25% · 3.875%
HK$254,046
−HK$7,787/mo
Today · 4.125%
HK$261,833
baseline
▲ 0.50% · 4.625%
HK$277,765
+HK$15,932/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$523,666/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,098
−HK$14,809/mo
▼ 0.25% · 3.875%
HK$281,449
−HK$7,458/mo
Today · 4.125%
HK$288,907
baseline
▲ 0.50% · 4.625%
HK$304,135
+HK$15,228/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$577,814/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,189 · Scale 2, in force from 26 Feb 2026)