LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,884
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,142
−HK$4,326/mo
Today · 4.125%
HK$145,468
baseline
▲ 0.50% · 4.625%
HK$154,319
+HK$8,851/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$290,936/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,282
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,366
−HK$4,144/mo
Today · 4.125%
HK$160,510
baseline
▲ 0.50% · 4.625%
HK$168,970
+HK$8,460/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$321,020/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,261
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,371
−HK$5,191/mo
Today · 4.125%
HK$174,562
baseline
▲ 0.50% · 4.625%
HK$185,183
+HK$10,621/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$349,124/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,739
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$187,640
−HK$4,972/mo
Today · 4.125%
HK$192,612
baseline
▲ 0.50% · 4.625%
HK$202,764
+HK$10,152/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$385,224/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,638
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,599
−HK$6,056/mo
Today · 4.125%
HK$203,655
baseline
▲ 0.50% · 4.625%
HK$216,047
+HK$12,392/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$407,310/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,195
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$218,913
−HK$5,801/mo
Today · 4.125%
HK$224,714
baseline
▲ 0.50% · 4.625%
HK$236,558
+HK$11,844/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$449,428/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,392
−HK$15,451/mo
▼ 0.25% · 3.875%
HK$254,056
−HK$7,787/mo
Today · 4.125%
HK$261,843
baseline
▲ 0.50% · 4.625%
HK$277,775
+HK$15,932/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$523,686/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,108
−HK$14,809/mo
▼ 0.25% · 3.875%
HK$281,460
−HK$7,457/mo
Today · 4.125%
HK$288,917
baseline
▲ 0.50% · 4.625%
HK$304,147
+HK$15,230/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$577,834/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,283 · Scale 2, in force from 26 Feb 2026)