LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,885
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,143
−HK$4,326/mo
Today · 4.125%
HK$145,469
baseline
▲ 0.50% · 4.625%
HK$154,321
+HK$8,852/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$290,938/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,284
−HK$8,227/mo
▼ 0.25% · 3.875%
HK$156,368
−HK$4,143/mo
Today · 4.125%
HK$160,511
baseline
▲ 0.50% · 4.625%
HK$168,972
+HK$8,461/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$321,022/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,262
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,372
−HK$5,191/mo
Today · 4.125%
HK$174,563
baseline
▲ 0.50% · 4.625%
HK$185,185
+HK$10,622/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$349,126/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,740
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$187,641
−HK$4,972/mo
Today · 4.125%
HK$192,613
baseline
▲ 0.50% · 4.625%
HK$202,766
+HK$10,153/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$385,226/mo (50% DSR)
Upfront cash ≈ HK$26.56M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,640
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,601
−HK$6,056/mo
Today · 4.125%
HK$203,657
baseline
▲ 0.50% · 4.625%
HK$216,049
+HK$12,392/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$407,314/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,197
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$218,915
−HK$5,800/mo
Today · 4.125%
HK$224,715
baseline
▲ 0.50% · 4.625%
HK$236,560
+HK$11,845/mo
Deposit HK$18.01M · loan HK$42.02M · min. income ≈ HK$449,430/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,394
−HK$15,451/mo
▼ 0.25% · 3.875%
HK$254,058
−HK$7,787/mo
Today · 4.125%
HK$261,845
baseline
▲ 0.50% · 4.625%
HK$277,777
+HK$15,932/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$523,690/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,110
−HK$14,810/mo
▼ 0.25% · 3.875%
HK$281,462
−HK$7,458/mo
Today · 4.125%
HK$288,920
baseline
▲ 0.50% · 4.625%
HK$304,149
+HK$15,229/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$577,840/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$2,551,305 · Scale 2, in force from 26 Feb 2026)