LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,900
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,158
−HK$4,327/mo
Today · 4.125%
HK$145,485
baseline
▲ 0.50% · 4.625%
HK$154,337
+HK$8,852/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$290,970/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,300
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,384
−HK$4,144/mo
Today · 4.125%
HK$160,528
baseline
▲ 0.50% · 4.625%
HK$168,989
+HK$8,461/mo
Deposit HK$30.02M · loan HK$30.02M · min. income ≈ HK$321,056/mo (50% DSR)
Upfront cash ≈ HK$32.57M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,280
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,390
−HK$5,191/mo
Today · 4.125%
HK$174,581
baseline
▲ 0.50% · 4.625%
HK$185,204
+HK$10,623/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$349,162/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,759
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,661
−HK$4,972/mo
Today · 4.125%
HK$192,633
baseline
▲ 0.50% · 4.625%
HK$202,787
+HK$10,154/mo
Deposit HK$24.01M · loan HK$36.02M · min. income ≈ HK$385,266/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,660
−HK$12,018/mo
▼ 0.25% · 3.875%
HK$197,621
−HK$6,057/mo
Today · 4.125%
HK$203,678
baseline
▲ 0.50% · 4.625%
HK$216,072
+HK$12,394/mo
Deposit HK$18.01M · loan HK$42.03M · min. income ≈ HK$407,356/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,219
−HK$11,520/mo
▼ 0.25% · 3.875%
HK$218,938
−HK$5,801/mo
Today · 4.125%
HK$224,739
baseline
▲ 0.50% · 4.625%
HK$236,585
+HK$11,846/mo
Deposit HK$18.01M · loan HK$42.03M · min. income ≈ HK$449,478/mo (50% DSR)
Upfront cash ≈ HK$20.56M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,419
−HK$15,453/mo
▼ 0.25% · 3.875%
HK$254,084
−HK$7,788/mo
Today · 4.125%
HK$261,872
baseline
▲ 0.50% · 4.625%
HK$277,806
+HK$15,934/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$523,744/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,139
−HK$14,811/mo
▼ 0.25% · 3.875%
HK$281,491
−HK$7,459/mo
Today · 4.125%
HK$288,950
baseline
▲ 0.50% · 4.625%
HK$304,181
+HK$15,231/mo
Deposit HK$6.00M · loan HK$54.03M · min. income ≈ HK$577,900/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,551,572 · Scale 2, in force from 26 Feb 2026)