LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,691
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,117
−HK$433/mo
Today · 4.125%
HK$14,550
baseline
▲ 0.50% · 4.625%
HK$15,435
+HK$885/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,100/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,231
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,640
−HK$414/mo
Today · 4.125%
HK$16,054
baseline
▲ 0.50% · 4.625%
HK$16,900
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,108/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,429
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,940
−HK$519/mo
Today · 4.125%
HK$17,459
baseline
▲ 0.50% · 4.625%
HK$18,522
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,918/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,277
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,767
−HK$498/mo
Today · 4.125%
HK$19,265
baseline
▲ 0.50% · 4.625%
HK$20,280
+HK$1,015/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,530/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,167
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,764
−HK$605/mo
Today · 4.125%
HK$20,369
baseline
▲ 0.50% · 4.625%
HK$21,609
+HK$1,240/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$40,738/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,323
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,895
−HK$581/mo
Today · 4.125%
HK$22,476
baseline
▲ 0.50% · 4.625%
HK$23,660
+HK$1,184/mo
Deposit HK$1.80M · loan HK$4.20M · min. income ≈ HK$44,952/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,644
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,410
−HK$779/mo
Today · 4.125%
HK$26,189
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,594/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$52,378/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,416
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,151
−HK$746/mo
Today · 4.125%
HK$28,897
baseline
▲ 0.50% · 4.625%
HK$30,420
+HK$1,523/mo
Deposit HK$600K · loan HK$5.40M · min. income ≈ HK$57,794/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,414 · Scale 2, in force from 26 Feb 2026)